Friday 6 December 2013

Why Go To University in the USA or CANADA | Why Study in the USA

Why Go To University in the USA:  There are many benefits to studying in the US, but don't take our world for it ! Each summer we survey UK students before. Here are the top reasons they will tell us why you should study in US.
Education system In The USA
Education system In The USA
1. Choose from the wide range of universities : There are over 4,500 US universities offering undergraduate degree. with such a wide range of universities and degree on offer, there is bound to be one that is a great fit for everyone !

2. Experience US College Life : American Universities are known for their great campus life, Cheer your university's football team to play intramural sports. Become a leader in student government, or write for the university newspaper. Act or sing in the campus arts Programmer or Volunteer in the community. There are so many ways to get involved  in American college life.

3.  A Prestigious Education In USA : The United States have two of the finest universities education system in the world. America is the top choice of study abroad destination for international students.
According to The Times Higher Education world University Ranking 2012-2013


  • 15 Universities in the USA And Canada in the World's top 20 universities 
  • 84 US and Canadian universities in the top 200 universities worldwide
  • 131 North American in the best 400 universities in the world
  • Understand Universities Ranking in the USA

4. Take Advantage of funding opportunities : Many students are able to fund their studies through scholarship from US universities and external funding bodies. In fact, about 10% of international undergraduate students report  US universities as their primary source of founding. Scholarships are offered to students based on merit, extracurricular achievements, financial need, talent and/or personal characteristics, such as country of origin, field,gender or ethnicity. If you look hard enough, there is a scholarship out there for you.


Thursday 5 December 2013

Why Studying In Columbia || Does Education System of Columbia Is Better Than Other Cities || US News

Does Education System of Columbia Is Better Than Other Cities

Picture is about Columbia Studies with lots of column telling why you should study in Columbia City
Does Education System of Columbia Is Better Than Other Cities

In Latin America, only children from well to-do families tend to get a chance to study. Lacking access to higher learning has become a mobilising issue for social activists. Interview with Ramón Garcia-Ziemsen
What was your first impression when you started your new job as lecturer at the private Universidad del Norte in Barranquilla, ­Co­lombia?
I was really impressed. The university is equipped with everything, only the best will do. The Universidad del Norte resembles universities in the USA. For instance, you’ll find 20 Apple computers in a room; everything is state-of-the-art. I felt like being on a space ship full of students. On campus, you’ll find more employees and gardeners than students. Obviously, a status-conscious elite is being formed here. The Universidad del Norte is excellent, but also very expensive.
Who has access to universities?
Access is a sensitive point in Colombia. Of 100 kids who finish high school, only a quarter will get higher education; that is a bad average by international standards. Access to a public university is very difficult, and the access to a private university is very expensive, with fees of € 1000 to € 3000 per term. But the minimum wage in Colombia is only € 200 per month, so the disproportion is obvious.
Is higher education related to income in ­Colombia?
Yes, and the problem begins at an earlier stage: Only attending a private school guarantees good enough marks to get access to a good university. Even highly gifted students don’t manage to go to university unless they attend private schools. But private schools charge high tuition fees which only children of well-off parents can afford. The system of grants is weak and, if anything, has merely symbolic value. It is impossible to finance your studies this way. Consequently, social inequality is being cemented by the hermetic education system. The middle class is slowly disappearing and poverty is growing – despite positive macro-economic figures.
For months, student protests in Latin America have been in the news. What exactly is going on?
The protests started in Chile, and the wave soon reached other Latin American countries. In fact, students in various countries are suffering, because of exclusive education systems that bar access to the majority of them. But there are great differences. Argentina, for instance, has a much more egalitarian tradition of education and produced various Nobel prize winners – which is no coincidence, but proof of a well-functioning education system. In countries like Chile, on the other hand, neoliberal tendencies have had their impact on education.
What about Colombia?
In Colombia, we see a strong hierarchisation of so­ciety, with a history of violence and paternalism, and no upward mobility whatsoever. In this country, students have protested against further privatisation of public universities or their cooperation with the industry. In the middle range, this would put the independence of the universities in doubt.
Does it matter where one graduates?
For most jobs, it is absolutely decisive at which university a student has graduated. Vacancy notices state blatantly: “We are looking for graduates from university XYZ”. Ultimately, the ruling classes keep everyone else out, because only the wealthy can pay for their children going to certain schools and certain universities, and accordingly, only they qualify for certain jobs.
If higher education in Chile or Colombia ­depends on the level of parental income, what are the social consequences in the middle
and long term?

An inadequate education system results in the squandering of human talent. Good people without money won’t make it to important positions. Social disparities are likely to be aggravated. Consequently, in Colombia we have a poverty level of 50 % to 60 % of the people; there are no official figures. Social unrest is predictable.
What role do universities play in the ­development of a country?
They can play a decisive role, because education can reduce or aggravate social differences. The state must provide a system of stipends and grants, in order to promote students from lower-income ­families.
Is there a country in Latin America, which in your opinion is a model regarding education?
Several countries have good education systems. Argentina, for instance, has good public colleges and universities, all free of charge. Cuba offers complete access to its universities; the idea being that equality means that everybody has the right to education. Therefore, the level of schooling in Cuba is excellent, and so is the access to education. But let’s not forget that there is no academic freedom there. We shouldn’t talk about education in Cuba without mentioning its dire human rights record.
What calls your attention regarding Colombian universities?
In journalism and communication, the area I know best, I find it striking that teaching lacks in practical relevance. The curriculum is very rigid; students are hardly meant to work in a creative and self-reliant way. But the atmosphere is very friendly and marked by solidarity. The universities, moreover, are keen on international exchange. In any case, I enjoy teaching here.

What is Health Insurance | Which Health Insurance is Best for you | Best Health Plans

Define Health Insurance :                     
                                                     Health insurance is always a hot topic politically. At the end of the day, what matters most is the protection it offers you and your family. The right health insurance plan gives you peace of mind when you or someone you love becomes ill.. Many people still get their health insurance through an employer, but if you are a student or self employed, it might make sense to access insurance that is not dependent on any one workplace. You can get excellent coverage without the help of a company plan.
Health Insurance Wallpaper With a red Heart
       In a More technical sense, the term is used to describe any form of insurance that provides protection against the costs of medical services,. This usage includes private insurance and social insurance programs such as Medicare and Social Security that grow from 7.5 percent of GDP today to almost 13 percent of GDP by 2030. Already the two programs consume over a third of federal budget. 


Alrighty now back to our main question Which Health Insurance is best for you ?


1. #UnitedHealth Group 
Type   : Public
Traded as NYSE: UNH
Dow Jones Industrial Average Component
S&P 500 Component
Industry Managed health care
Founded 1977
Headquarters Minnetonka, Minnesota, USA
Key people Stephen Hemsley, CEO; Richard T. Burke,Non-Executive Chairman
Products Uniprise, Golden Rule, Health Care Services, Specialized Care Services, and Ingenix
Revenue Increase US$ 101.862 Billion (2011)
Net income Increase US$ 5.142 Billion (2011)
Total assets Increase US$ 67.88 Billion (2011)
Total equity Increase US$ 28.29 Billion (2011)
Employees 133,000+ (2012)worldwide
Website http://www.unitedhealthgroup.com

2 #WELLPOINT
WellPoint Inc.

Type  Public
Traded as NYSE: WLP
S&P 500 Component
Industry Managed health care
Founded Anthem Insurance and WellPoint Health Networks merger in 2004
Headquarters Indianapolis, Indiana, USA
Key people Joseph R. Swedish - CEO
Products Blue Cross Blue Shield
Revenue Increase US$61.3 Billion (FY 2008)
Net income Increase US$2.49 Billion (FY 2008)
Total assets Decrease US$48.4 Billion (FY 2008)
Total equity Decrease US$21.4 Billion (FY 2008)
Employees 37,000+
Website www.wellpoint.com


3 #KAISER FOUNDATION GROUP

Kaiser Permanente
Type  :     Nonprofit
Industry Healthcare
Founded 1945
Founder(s) Henry J. Kaiser
Sidney R. Garfield
Headquarters Ordway Building
Oakland, California, USA
Key people Bernard J Tyson,
Health Plan and Hospitals CEO
Jack Cochran, M.D.,
Federation Executive Director
see section below
Revenue Increase $47.9 billion USD (2011)
Net income Increase $1.6 billion USD (2011)
Employees 181,900 total
164,098 employees (2009)
15,129 physicians (2008)
Official Website :  kp.org




4 #Aetna Inc.
Type : Public 
S&P 500 Component
Traded as NYSE: AET
Industry Managed health care
Founded 1853
Founder(s) Eliphalet Adams Bulkeley
Headquarters Hartford, Connecticut, U. S.
Area served United States
Key people Mark T. Bertolini
(Chairman, CEO, President)
Products Healthcare plans
Revenue
Decrease $ 32.7 billion (FY 2011)
Operating income Increase $ 3.08 billion (FY 2011)
Net income Increase $ 1.99 billion (FY 2011)
Total assets Increase $ 16.5 billion (FY 2011)
Total equity Increase $ 10.1 billion (FY 2011)
Employees 33,300 (December 2011)
Official Website :  www.Aetna.com 


5 #American Family Insurance
Type  : Mutual
Industry Insurance & Finance
Founded 1927
Headquarters Madison, Wisconsin, USA
Key people Jack Salzwedel, Chairman and CEO
Products         Auto, Home, Life, Health and Commercial Insurance
Revenue         Increase$6.742 billion USD (2008)
Net income Increase$360.5 million USD (2012)
Website American Family Insurance - www.amfam.com

Monday 2 December 2013

Top Ten Universities In The World 2013

Top Ten Universities in the World 2013

1. Massachusetts Institute of Technology (MIT)  (United States)

2 Harvard University (United States)

3 University of Cambridge (United Kingdom)

4. UCL ( University College London )  (United Kingdom)

5. Imperial College London (United Kingdom)

6. University of Oxford (United Kingdom)

7. Stanford University (United States)

8.  Yale Universality (United States)

9. University of Chicago (United States)

10. California Institute of Technology ( Caltech ) (United States)